MORTGAGES
Support Local with a Credit Union Mortgage
In a time when “buying local” means more than ever, choosing a mortgage from a truly Canadian financial institution is important too. Unlike big banks who often answer to international shareholders, Ontario credit unions like Tandia invest locally, ensuring that your money makes a difference right here in our own economy. Whether you’re looking to purchase your first home, or renew or refinance your mortgage, banking locally is choice you will feel good about. Let’s dive into some facts about getting a mortgage from a local credit union like Tandia:
Fact or Fiction? Getting a mortgage from an Ontario Credit Union is just as secure as a mortgage from a big bank.
Answer: FACT
Credit unions in Canada are highly regulated, so you can rest assured that your big purchase is protected. Credit unions offer the same products, services and accessibility that you’d expect from a large bank, however we are local, community-focused and answer to our members – not shareholders or international investors. Tandia is proud of the many ways we give back to our community through financial and volunteer support, and we are even prouder of the relationships we hold with our valued members who make the choice to bank with us.
Fact or Fiction? Credit Unions often have more competitive mortgage rates than banks.
Answer: FACT
Credit Unions are committed to serving our members, and a large portion of our profits are reinvested into the community and our members themselves. This allows credit unions to offer highly competitive rates, often better than what you’d see from “the other guys”. By choosing a credit union like Tandia you can be sure that you are getting our best rate and best service, and don’t you deserve the best?
Fact or Fiction? Banking locally doesn’t impact the economy.
Answer: FICTION
Where you choose to do your banking has an impact on both your community and the local economy. By selecting an Ontario credit union like Tandia for your mortgage, investments and/or daily banking, you are helping to create local jobs and ensure that your hard-earned savings make a positive impact right here at home. By working with a credit union – and getting your mortgage at one – you can feel proud that you are improving the lives of Canadians and giving back to your community.
Working towards your homeownership, refinancing or renewal goals with a credit union is easier than you may think. Our helpful Tandia advisors are always available to help you with any questions you may have and walk you through every step of the process. If you have questions about mortgages or the ways Tandia supports our local community and our members, please get in touch with us – we’d love to chat!