There's a lot to know when it comes to buying and owning a home. We’d like to be your partner each step of the way, from helping you understand your options, to mortgage pre-approval, to the final stages of closing your mortgage. Let's have a look at things step by step...
4.49%*
5-Year High Ratio
Mortgage Special
4.64%*
Closed 3-Year
Fixed Rate Mortgage
*OAC, rates are product specific and may change without notice. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase
price of a home and requires mortgage default insurance. Other restrictions apply.
| FIXED FULLY CLOSED RESIDENTIAL MORTGAGE | RATE |
|---|---|
| 5 Year FIxed Fully Closed Mortgage | 4.64% |
| FIXED STANDARD CLOSED RESIDENTIAL MORTGAGES | RATE |
|---|---|
| 6 Month Closed Mortgage | 7.49% |
| 1 Year Closed Mortgage | 6.04% |
| 2 Year Closed Mortgage | 5.89% |
| 3 Year Closed Mortgage | 4.64% |
| 4 Year Closed Mortgage | 4.69% |
| 5 Year Closed Mortgage | 4.74% |
| FIXED STANDARD OPEN RESIDENTIAL MORTGAGES | RATE |
|---|---|
| 6 Month Open Mortgage | 9.25% |
| 1 Year Open Mortgage | 8.00% |
| VARIABLE MORTGAGES | RATE |
|---|---|
| Variable Rate 1 Year Open | 7.50% |
| Variable Rate 5 Year Closed | 5.70% |
Each interest rate is stated as an Annual Percentage Rate (APR) assuming there is no cost of borrowing other than interest. Legal fees would increase the APR. Special Rate Mortgages are not Tandia posted rates; the high-ratio rate special is based on a high ratio mortgage where a borrower places a down payment of less than 20% of the purchase price of the home. Additional rate premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. Interest on Fixed Rate Mortgages is calculated on a semi-annual basis, not in advance. Interest on Variable Rate Mortgages is compounded on a monthly basis. Mortgage applications are subject to credit approval based on Tandia's credit granting criteria. Rates subject to change at any time without notice.
To learn more about Tandia mortgages:
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Let's get started...Looking for more information about a loan or getting a mortgage? We are here to help. For more information about Tandia's interest rates, visit your branch, call our Member Solutions Centre: 1-800-598-2891 |
Get ready to love
your mortgage!
Fall in love with your mortgage when you finance with Tandia! Choose from our 5-year fixed high ratio mortgage at 4.49%* for your perfect mortgage match. Whether shopping for a new home or looking to renew your current mortgage, you’re in great hands with Tandia. With the right connection – you too can love your mortgage.
*O.A.C., additional premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. Legal and appraisal fees may apply. Interest is calculated half-yearly, not in advance. Rates are product-specific and subject to change without notice. Some restrictions apply. These Annual Percentage Rates may only apply if there is no cost of borrowing other than interest and is based on blended payments of principal and interest. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase price of a home.
Buying a Home
Renewing or Refinancing
Looking to renew or refinance your mortgage? Find out how smooth the process can be. Let us help you review your options so you can make a move you’ll be proud of. We’ve got the keys to empowered home ownership decisions – check it out!
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